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Quick and Easy Payday Loans Online

Payday loans can be extremely helpful when you need fast cash and are unable to find it elsewhere. It can be quite difficult, if not impossible, to obtain a loan from a bank or other large financial institution, especially if you have little, no or bad credit. However, when you appy for a payday loan online, in many cases, you can receive the money you need within just one or two days.

Fast Decision

One of the best things about applying for a payday loan is that you will not have to submit tons of paperwork to get approved. Depending on the company you choose, when you appy for a payday loan online, you will only need to submit proof of your income and proper identification. If your are approved for funds, you will need to provide the loan company with your bank account information for electronic transfer.

Money for Any Purpose

Of course, the best benefit of payday loans is that you are more likely to get approved for this type of loan than for a bank loan. Payday loan companies tend to approve funds for riskier individuals. This is because they lend smaller amounts of cash over a shorter time period, which means the financial risk is minimal.

Hassle-Free Process

Since payday loans are small short-term loans, you do not have to be worried about being tied down to huge loan payments for the next one or two years. Depending on the loan provider you choose to borrow from, you will need to pay the funds back within two to six weeks. Furthermore, for your convenience, your payment is typically taken directly from your checking or savings account in the form on an electronic transfer.

Short-Term Loans

When you are approved for a same day payday loan, you can use the money for any purpose you wish. You do not need to explain to anybody what you need or want the money for as you would have to do in a bank or other large lending institution. Whether you want it for a vacation to Hawaii or to pay off some unexpected hospital bills, you are free to spend your cash in any way you wish.

Fast Cash Today!

There are many times when you may need some fast cash for one reason or another. Whether you need money for car repairs, rent or a new washing machine, payday loans online can help. Fill out our brief application today and in no time at all, we will match you with several payday loan companies that can help get you the cash you need.

Why Pantalassa?

Advantages of our service:

  1. We will do our best to help you of getting a loan. We will find you the most reliable lender according your needs.
  2. You can have funds from 100$ up to 1000$.
  3. No hidden costs.
  4. Everything is done online.
  5. You will get the answer in minutes.
  6. You can spend your money for a variety of things.

Same or Next Day?

You apply today and you can get cash loans on the next day. It is 100% realistic; modern technology and a pool of lenders make it possible for you. There is no need to go and search for payday loans.

To get next day loans you just have follow two easy steps:

  • Visit Pantalassaloan.com website.
  • Submit an easy online application.

After this your work is almost finished, you do not need to search for the payday loan anymore. We make your loan approval easier. Money can reach you within few hours. Even if there is any delay you get payday loans on the next working day.

Advantages applying with us:

  1. Because you get cash quickly
  2. Because your loan amount is maximized
  3. Because you'll get the most affordable solution
  4. Because we can save your time
  5. Because we can save money which might have been wasted in search of a better deal.
  6. Not only the features described above but also through cash advance you can get next day loans.
  7. Even if you have bad credits

Regulations

Payday loan services have been used in the United States for several years. Legal issues regarding high interest loans dates back to the Roman Empire where the limit was 12 percent. In the United States today, as long as an individual has a job and a bank account, it's a fairly simple process to obtain a loan. The consumer fills out an application and then leaves the payday company with a post dated check for the amount borrowed plus a fee.

The laws regarding these institutions are largely handled within each state. According to the National Conference of State Legislatures, 38 states have laws and statutes regarding how these types of loans can operate. This information was last updated in September, 2013. There are several states that don't have specific payday lending provisions and/or they require the lenders to follow the regulations regarding interest rate caps when making consumer loans. These states include Connecticut, Maryland, Massachusetts, New Jersey, New York, Pennsylvania, Vermont, and West Virginia. Guam, Puerto Rico, and the Virgin Islands are also in this category.

Some states, such as Georgia, have actually had payday loans banned for over 100 years. The state was not effective in enforcing this until 2004 when specific legislation made payday loans a felony. States like Michigan have service fee limits on payday loans. For $100 borrowed in Michigan, the service fee limit is $15. On the Federal level, the Federal Truth in Lending Act was passed in the United States which requires all fees and payment terms to be disclosed. There are also laws that affect specific groups. The Military Lending Act states that military members on active duty can't be charge an annual rate of higher than 36 percent. This applies to spouses of military members and some dependents as well.